At NJ Health & Injury solutions, our team has a wide range of expertise in treating patients who have experienced car accidents. If you have just been in a car accident and you are experiencing pain or bleeding, immediately seek medical assistance at the nearest hospital emergency room. Otherwise, if you are able to access your mobile phone, make a conscientious effort to remain calm and exchange contact information with all the parties involved. Following the exchange of contact information, call the police to document what occurred at the scene or file a police report within 10 days.
Use your mobile device to take pictures of any damaged areas of all vehicles involved following a car accident. If you are able to drive away after the police document the car accident, make sure you promptly report the accident to your auto insurance company and send them a copy of the police report when it is ready. New Jersey is currently a no-fault state for auto accidents, so remember to never admit liability at the scene of an accident regardless of who you believe may be at fault.
Motor vehicle collisions involve a great degree of force, and long-term symptoms may not appear until a few hours or even a few days following the accident. If you believe that you have experienced any injuries in the days following a car accident, it may be helpful to be evaluated by one of our chiropractors at NJ Health & Injury Solutions within 72 hours of the occurrence. At any time, if you feel pain in the neck, back, shoulder, elbow, arm, or jaw, it is important to see a chiropractor as soon as possible. You may also want to be evaluated at NJ Health & Injury Solutions if you experience headaches or memory loss following an accident. Our chiropractors and physical therapists have a great deal of experience in evaluating victims of car accidents to determine if the patient’s pain and discomfort is the result of the car accident and whether any chiropractic treatment and/or physical therapy is needed to rehabilitate the patient.
Auto Insurance Coverage
If a patient needs chiropractic treatment and/or physical therapy as the result of a motor vehicle accident, the personal injury protection (PIP) component of your auto insurance policy will likely cover most or all of the cost of both emergency and long-term treatment regardless of who is at fault. Health insurance should cover the cost of emergency room or trauma care immediately following an accident, minus your contractual deductible, copays, coinsurance, and out-of-pocket maximum.
When shopping for auto insurance in New Jersey, motorists are given the option to select PIP Primary or PIP Secondary. If you choose PIP Secondary, your auto insurance company will only cover the cost of treatments beyond what is covered by health insurance, up to the payout limit you select. While it may cost a bit more, is nevertheless prudent to select the option of PIP Primary up to the maximum payout of $250,000 because the minimum liability coverage in New Jersey is only $30,000 and the coverage limit for another at-fault motorist may not be sufficient to cover the long-term cost of care following a car accident.
Our team at NJ Health & Injury Solutions has a terrific relationship with the most prominent injury lawyers in the community, along with a thorough understanding of the laws regulating insurance payouts. We will work diligently on behalf of all injury patients to ensure that cost will not be a barrier to receiving physical therapy and all necessary rehabilitative care.Your Content Goes Here
Patient Evaluation and Treatment
If you are referred to us by your physician or attorney following an automobile accident, we will schedule an initial consultation to evaluate you and determine if you would benefit from chiropractic treatment and/or physical therapy. Our doctors at NJ Health & Injury solutions routinely work with personal injury attorneys and insurance companies to help maximize payouts related to damages and personal injuries for accident victims. The cost of the clinical evaluation, diagnostic tests, diagnostic imaging, and consultation are usually covered by auto insurance.
At NJ Health & Injury Solutions, we have unparalleled expertise in evaluating and successfully treating accident victims who have experienced soft tissue injuries. Common injuries following car accidents include: whiplash, head injuries, broken ribs, skull fracture, internal bleeding, knee trauma, herniated discs, and concussion. The evaluation of each patient will be individually tailored to what is documented on the police report and the patient’s personal account of pain and discomfort. If the doctor believes it is appropriate, the patient may be encouraged to undergo an X-Ray, MRI, CT scan, and/or PET scan. If a patient has experienced facial trauma or a jaw injury such as hyperflexion or hyperextension following a car accident, they may be referred to an oral surgeon or TMJ specialist for evaluation as well.
The practitioner will interpret the results of the diagnostic images and tests and provide a customized diagnosis for the car accident victim. If it is necessary to pursue legal action to compel an insurance company or liable person to cover the cost of treatment, our doctors at NJ Health & Injury solutions have experience in taking depositions and court appearances to testify on behalf of our patients.
Once the patient has been comprehensively evaluated by our team at NJ Health & Injury solutions, we will develop a personalized treatment plan that we will discuss with the patient. This may involve plastic and reconstructive surgery, orthopedic surgery, chiropractic treatment, and/or physical therapy. Once the patient has committed to our individually tailored treatment plan, we will commit to treating our patients until they are rehabilitated and functional. If you are feeling pain or suffering resulting from a car accident, please contact NJ Health & Injury to schedule an evaluation.